Buildings insurance | Home insurance
Buildings insurance
In most instances, we are obliged to insure the buildings that leaseholders and shared owners live in and you pay us for providing this cover. If there is a managing agent for your property they may provide this insurance so please check with them for confirmation. If you are unsure who insures your property please contact us.
Buildings insurance summary of cover (PDF, 100KB)
Insuring your personal possessions
Please note: We do not insure the contents of your home and you should make your own arrangements to protect your personal possessions.
Why might the cost of my building insurance gone up in my service charge statement?
The cost of buildings insurance increased nationwide in 2020. This increase was due to a number of factors including:
- The impact of the coronavirus
- A reduction in insurer capacity, which means it’s been harder and more expensive to find insurance
- Increased risks associated with things like building safety.
Have another query about your service charges? Find out more information on our FAQs about service charges.
Home insurance
Why do I need it?
If you are a tenant who rents, it is unlikely your landlord will cover your contents as part of the tenancy agreement. It’s a good idea to consider what a home contents insurance policy would cover you for in order to help you make an informed decision on whether you need one.
Contents insurance is designed to help protect your possessions. No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen.
To help you decide whether home contents insurance is right for you, The Hyde Group teamed up with Thistle Tenant Risks, and Great Lakes Insurance UK Limited who provide the My Home Contents Insurance Scheme, a Tenants Contents Insurance policy designed for tenants living in social housing.
The My Home Contents Insurance Scheme can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.
How do I get further information?
- Call Thistle Tenant Risks on 0345 450 7288
- Visit Thistle Insurance Services for more information or to request a call back
Limits and exclusions apply. A copy of the policy wording is available on request.
The National Housing Federation is an Appointed Representative of Thistle Insurance Services Ltd. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group. See the Thistle Insurance Data Protection Privacy Policy.
It is important to protect your belongings and your Landlord suggests that you look for providers who are regulated by the Financial Conduct Authority (FCA). Thistle Insurance Services are a company that specialises in social housing contents insurance, however there are also other providers that can be found on comparison websites like Money Supermarket or Compare the Market.